Help for Disaster Survivors
"Survivors Helping Survivors"

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Survivor Tips
Recovery FAQ
Insurance FAQ
  -Communicating
  -Claims Process
  -Their Policy
  -Watch out for...
  -Multiple Claims
  -Post Disaster Renewal
  -Renting and Condos
Rebuilding FAQ
Mortgage FAQ
Legal FAQ
Tax FAQ
Public Adjuster FAQ
Reporting Problems
Disaster Glossary

Insurance: Claims Process

Your Claim - Reimbursement Checks - Their Adjuster - Deadlines

Your Claim

What you might expect througout the claims process.  Click HERE for a tip sheet on "Beginning your Insurance Claim Process".  Click HERE for a tip sheet on your "First Steps to Recovery"

Make sure you read the section "Reading the Policy" for tips on filing a claim on each major section of your policy after a property loss.

  1. What is the minimum the insurance company should give the policy holder after a disaster?
  2. Do I have to sign anything with the insurance company at any part of the claim process?
  3. What should I continue to pay on my policy?   Why is the amount of coverage the same when the dwelling no longer exists?
  4. Should I continue to pay my insurance company for a policy on a home that doesn't exist?
  5. Okay, so I decided to file a claim.   What does the process look like? Show a flow chart if possible.
  6. Do the property tax records bear any reference to the insurance claim/settlement?

1.  What is the minimum the insurance company should give the policy holder after a disaster?

  1. Scope of Loss (define)
  2. State Laws
  3. Copy of policy
  4. Inventory sheets

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2.  Do I have to sign anything with the insurance company at any part of the claim process?

Answer under development.

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3.  What should I continue to pay on my policy?   Why is the amount of coverage the same when the dwelling no longer exists?

Answer under development.

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4.  Should I continue to pay my insurance company for a policy on a home that doesn't exist?

Answer under development.

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5.  Okay, so I decided to file a claim.   What does the process look like? Show a flow chart if possible.

Answer under development.

[Top]


6.  Do the property tax records bear any reference to the insurance claim/settlement?

Answer under development.

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