Blog

Construction estimates are a big part of the insurance process. Caution must be used when settling a claim using only estimates as the cost basis.

The following discussion that I found online might be of help when trying to determine how homeowners should interpret estimates?

http://www.elocal.com/blog/homeowners-interpret-estimates-2279 

If you lost a school yearbook in a fire, flood, tornado or other disaster, and would like to replace it, Classmates.com has a program where they sell yearbook reprints. If you haven’t been able to find a copy using any other method (eBay is a favorite), using a service like this might be just what you’re looking for. For more information go to:

http://www.classmates.com/yearbooks

(CARe mentions this website as a public service and has no financial interest in the program.)

Here is a tip from a CPA who has been through a disaster himself. In his own words, "For more than 20 yrs. John has assisted taxpayers who experience disasters I experienced the 1994 Northridge Earthquake first-hand I have a unique professional perspective on the process of recovery from a disaster."

The tip is "Don't Rush to Deduct." More details can be read here:
http://www.accountantfordisasterrecovery.com/2011/09/are-you-entitled-to-large-tax-loss.html

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The prospect of renovating a home is both exciting and challenging in that your vision for a beautiful outcome is often tempered with, "so where do we start?" And that's a good beginning, but the most important question should be, "what do we need to know to make sure we get it right?"

Flip to page 14 of this online magazine to see the "7 Key Steps Every Homeowner Must Take Before Hiring A Contractor"
http://www.cover2coverpublications.com/publication/?i=77372

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It's been twenty years in the making and taken a year of concentrated effort, but now we're proud to present Disaster Recovery: A Survivor's Guide to Insurance. Writing a book is something we've always wanted to do so when the opportunity presented itself to us, we jumped on it.

We’d like to thank the San Diego Foundation for major funding in support of this project, as well as the generous individuals [yes, that would be you] whose donations to CARe funded the balance of the project. We’d also like to extend our appreciation to the volunteers who took time from their busy schedules to do an initial draft review of this guide.

We cannot forget to acknowledge the County of San Diego, The Regional Community Recovery Team of San Diego, which we were able to participate in after the 2003 and 2007 firestorms in San Diego, and the CRT for their support. Last, but certainly not least, we would like to thank Deena Raver for helping to initiate support for this project.

Besides the 100+ pages of information, illustrations and task lists, you can read some never before published background information on how CARe came to be.

The download will be available for free, but we are currently also working on a published book version that should be available soon. To read the book for yourself, click HERE! Please also feel free to forward the link to people you know who are in need.

Inspirational Quotes

There's nothing that cleanses your soul like getting the hell kicked out of you.

Woody Hayes

Testimonials

Please accept our humble appreciation for all that CARe has done for me and my family. You navigated us through the turmoil of the Tea Fire in Santa Barbara, almost 3 years ago. Thanks to your guidance we were able to recover more insurance funds. We had the Fair Plan, through Allstate. We recovered the additional funds from Allstate. Thank you for all you do.

Tea Fire Survivor, 2008