Be Prepared

"An ounce of prevention is worth a pound of cure."  Disasters usually strike without warning.  In these days of terrorist (human) threats as well as natural perils, preparation becomes even more essential.

Articles on Underinsurance

Teresa Manley & Joe Raffetto - Stepping up in a disaster - June 19, 2008

Insurance Update - May 31, 2008

Most American Homes Are Underinsured - ABC News, September 7, 2005

Homeowners haunted by underinsurance - Elliot Spagat of the Associated Press, July 11, 2004

Water and food are generally the first items on anyone's preparation list.  However, preparation is also making one's property stronger and safer in the event of a natural or human disaster.

Metal fasteners, bolts, plywood and water hoses, properly applied and placed, can save lives and prevent damage.  Sand, shovels, brooms, buckets and blankets can save property from fire.  Trimming and removing trees, shrubs and other plants from the perimeter of real property can keep accumulated fuel (vegetation) from adding to the heat and consequential damage to your home.

In the 1991 Oakland fire, one fire victim was unable to defend his home from the fire's path because his neighbor had stacked pine needles along the property line.  The pine needles acted like a wick, directing the eventual flames to the house.

Clear pathways to shelter, fire fighting equipment and water can save lives before a disaster strikes and the immediate emergency afterwards.

 

Outside Resources

Retrofitting before the next earthquake by Seismic Safety™/ Ed Sylvis Construction

Is Your Home Protected From Wildfire Disaster? by the Institute for Business & Home Safety

Be Prepared by the Red Cross

Preparedness by FEMA

Inspirational Quotes

If there were a major earthquake in Los Angeles, with bridges and highways and railroads and airports all shut down and huge buildings collapsing, I don't care how much planning you do, the first 72 hours is going to be chaotic.

Warren Rudman

Testimonials

After a fire took our home and neighborhood of approximately 200 homes, CARe was able to help us with understanding the process of working with insurance after our loss. The founders of this company understood our position fully, as they have experienced losing their own home to a fire. They will help you by offering one on one consultation, help you calculate your “complete” loss and educate you in the way insurance really works. We were able to gain a more complete recovery of our loss through their integrity and competent ability to help us to understand the insurance industries goals, payments and procedures which are not taught by the insurance industry. If you are unfortunate to have this type of trauma in your life I fully recommend you to get a free consultation before signing anything with your insurance company. You have experienced enough; let CARe guide you through the process, you do not have to lose anything else.

Grass Fire Survivor, 2007