Tips for Disaster Survivors

I didn't write this, but when I found it I thought I would pass it along. From what I've seen, this philosophy really works to your advantage. Insurance should only be used for large claims anyway as multiple little claims has the potential increase your premium or even have your coverage dropped. On with the article.


Adopting an overall higher deductible philosophy can save you tons of money over the years.  Spell that $M$O$N$E$Y$ in your pocket!  Let me show you how it works.

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I recieved this notice from a reputable source. I have not discussed this with the author directly, but thought I'd pass on the information in case anyone here wanted to be a part of this project.


I'm a writer, working on a book with a doctor about the collective
impact of natural disasters, mass violence, terrorist threats (and 9/11) on
our mental health. Even people who do not live at the site of the event, he
says, are experiencing anxiety and post-traumatic stress, which emerges in
many ways, including short tempers, road rage and irritability.

I am looking for real people to share their stories. Please get in touch
with me if you have a story. Thank you for allowing me to post here.

Here is my website:

Winnie Yu


If you suffered damages and have not yet filed a lawsuit for these damages from any of the following 2007 fires:

  • Rice (San Diego)
  • Witch Creek (San Diego)
  • Guejito (San Diego)
  • Canyon (Malibu)
  • Grass Valley (Lake Arrowhead)

FILE NOW to avoid losing legal rights against the utility company due to statue of limitation deadlines.


Of the nearly 100 families who contacted our office regarding their completed SDG&E mediated settlements, almost all were "thrilled" with the results. Many said the mediation process was much easier and rewarding than they anticipated.

If you have documentation that establishes your losses exceed what your insurer paid, or you had no insurance, we recommend you take immediate legal action. Some potential claims may have expired. October 21, 2010 is the absolute deadline which would foreclose any possibility of recourse against the utility after which time there would be no further recourse.

Inspirational Quotes

If we had no winter, the spring would not be so pleasant; if we did not sometimes taste of adversity, prosperity would not be so welcome.

Anne Bradstreet


The resources you provided, and the general meetings for fire survivors that CARe sponsored in our area offered incredible amounts of information. The meetings also gave an opportunity to confer and commiserate with other fire victims and to observe how much your services aided them as well. The open forums gave all victims the opportunity to share experiences so that we could measure our own reality based, progress. The one on one personal consultations with you enabled me to address concerns that were specific to our particular circumstances and added a measure of comfort to the overall, very stressful process. Most importantly, is that the great faith my husband and I had in our insurance company proved to be well founded. Your analytical assessment, based on researched knowledge, was a solid ratification of what the company did for us. We had no doubts about the settlement offer and signed it without hesitation and absolutely no looking back. Thank you again.

Witch Creek Fire Survivor, 2007