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Tips for Disaster Survivors

I didn't write this, but when I found it I thought I would pass it along. From what I've seen, this philosophy really works to your advantage. Insurance should only be used for large claims anyway as multiple little claims has the potential increase your premium or even have your coverage dropped. On with the article.

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Adopting an overall higher deductible philosophy can save you tons of money over the years.  Spell that $M$O$N$E$Y$ in your pocket!  Let me show you how it works.

Read More:
http://www.thesandiegoinsuranceblog.com/higher-deductible-philosophy/

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I recieved this notice from a reputable source. I have not discussed this with the author directly, but thought I'd pass on the information in case anyone here wanted to be a part of this project.

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I'm a writer, working on a book with a doctor about the collective
impact of natural disasters, mass violence, terrorist threats (and 9/11) on
our mental health. Even people who do not live at the site of the event, he
says, are experiencing anxiety and post-traumatic stress, which emerges in
many ways, including short tempers, road rage and irritability.

I am looking for real people to share their stories. Please get in touch
with me if you have a story. Thank you for allowing me to post here.

Here is my website: http://winnieyu.net.

Winnie Yu

URGENT ACTION BEFORE OCTOBER 21,2010

If you suffered damages and have not yet filed a lawsuit for these damages from any of the following 2007 fires:

  • Rice (San Diego)
  • Witch Creek (San Diego)
  • Guejito (San Diego)
  • Canyon (Malibu)
  • Grass Valley (Lake Arrowhead)

FILE NOW to avoid losing legal rights against the utility company due to statue of limitation deadlines.

REMINDER: IF YOU WERE WAITING FOR A CLASS ACTION, IT NEVER MATERIALIZED. YOU MUST FILE NOW ON YOUR OWN BEHALF.

Of the nearly 100 families who contacted our office regarding their completed SDG&E mediated settlements, almost all were "thrilled" with the results. Many said the mediation process was much easier and rewarding than they anticipated.

If you have documentation that establishes your losses exceed what your insurer paid, or you had no insurance, we recommend you take immediate legal action. Some potential claims may have expired. October 21, 2010 is the absolute deadline which would foreclose any possibility of recourse against the utility after which time there would be no further recourse.

Inspirational Quotes

If I had a formula for bypassing trouble, I would not pass it round. Trouble creates a capacity to handle it.  I don't embrace trouble; that's as bad as treating it as an enemy. But I do say meet it as a friend, for you'll see a lot of it and had better be on speaking terms with it.

Oliver Wendell Holmes

Testimonials

Without your encouragement, we would have, no doubt, floundered around too discouraged to pursue a better settlement with the insurance company. Certainly , because of CARe, there are many of us who have now received adequate funds for, at least, a reasonably adequate rebuild. It is obvious that your hearts are in relieving our burdens and giving us both hope and help in the long process that no fire victim can avoid.

Harris Fire Survivor, 2007