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Tips for Disaster Survivors

Colorado follows the Broad Evidence Rule for the purposes of calculation of actual cash value.

The relevant case on this topic is Nebraska Drillers v. Westchester Fire Insurance Company.(1) In this case, the insured commenced an action to recover for an alleged fire loss to quantities of supplies and equipment under a policy that provided that the measure of payment under the policy was the actual cash value of the property at the time of the loss and that the loss should be ascertained according to such actual cash value with proper deduction for depreciation. 

Read More:
http://www.propertyinsurancecoveragelaw.com/2015/05/articles/insurance/calculating-actual-cash-value-part-9-colorado/index.html

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County officials used the anniversary of the May Fires of 2014 to update the public on how prepared public agencies are for a similar scenario this year. The message to residents was that the county is more prepared for wildfires than we've ever been.

Read More:
http://www.nbcsandiego.com/news/local/Fire-Officials-Brief-Public-on-May-Firestorm-Anniversary-303634001.html

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It’s been almost a year since an unusual May wildfire marched up a canyon behind Jeffrey Gilmore’s suburban Carlsbad home and turned it into a pile of blackened rubble. After months of paperwork and construction, the home’s rebuild is set to wrap up in July — and it can’t come soon enough for Gilmore and his wife, Mashalle, who were the original owners of the property and plan to retire there. 

Read More:
http://www.utsandiego.com/news/2015/may/13/first-anniversary-2014-wildfires-cocos-poinsettia/

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Inspirational Quotes

It does not do to leave a live dragon out of your calculations, if you live near him.

From The Hobbit by  J.R.R. Tolken

Testimonials

You guys are a godsend. I wanted to thank you for your assistance and support in the rebuild of my home from the Freeway Complex Fire in Nov 2008. We have moved back and my family could not be happier, many of my neighbors are still struggling to rebuild their homes. I don’t know what I would have done without your help during those first few months. 

2008 Freeway Fire Complex Survivor, Yorba Linda CA