Tips for Disaster Survivors

The 2015 @CoreLogic Wildfire Hazard Risk Report examines the residential properties potentially exposed to wildfire risk in 13 western states. This report provides a comprehensive evaluation of the total number of properties at each risk level, along with the estimated reconstruction value of the single-family residences at risk in the region. In addition to the total estimate, a summary of the properties at risk and the associated single-family home reconstruction cost is provided for each individual state, as well as tables that provide similar information for several metropolitan areas across the country.

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Whether a policyholder can assign their bad faith claim to someone else is an interesting question—that is, if you find insurance issues and assignments interesting like I do; if not, then reading about assignments in insurance can be a cure for insomnia. Anyway, in my last post on this topic, we discussed a Pennsylvania case allowing a policyholder to assign their bad faith claim to another person. This post will look at Florida law on the topic. 

Read Part One Here:

Read Part Two Here:


This past weekend, while the East Coast was getting buried under snow, parts of the West Coast—including Northern California—were hit hard by powerful rainstorms with high winds that downed trees and disrupted power for many. To those who live elsewhere, Californians make a big fuss about rain, and the news media does its part in adding to the hype. While the rain from this storm will likely not have a big impact on the current drought situation, rain is still something that the state needs a great deal of, but preferably not at once. 

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Inspirational Quotes

I not only use all the brains that I have, but all that I can borrow.

Woodrow Wilson


We lost our home in the 2007 Witch Creek Fire in Poway CA. As was the case with most (if not all) of my neighbors, we were drastically under insured through no fault of our own. I don’t believe that anyone is prepared for such a catastrophic emotional and financial loss. The task of completely rebuilding your life is monumental. Fortunately, the city of Poway co-operated with CARe and allowed them to hold bi-weekly insurance meetings in the City Chambers. After attending 2 of the group meetings we then scheduled several one-on-one meetings with CARe and were able to start to piece together the puzzle that is a catastrophic insurance claim. The resources which CARe was able to put us in touch with were incredible, and after they showed us the basics of handling an insurance claim we felt that we had knowledge to work through the once daunting task of negotiating with our insurance company. We could not have made it through the process without the information, help and encouragement that we received from CARe

Witch Creek Fire Survivor, 2007