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Construction estimates are a big part of the insurance process. Caution must be used when settling a claim using only estimates as the cost basis.

The following discussion that I found online might be of help when trying to determine how homeowners should interpret estimates?

http://www.elocal.com/blog/homeowners-interpret-estimates-2279 

Inspirational Quotes

... all of a sudden you realize how much you lost. Everything was gone and until I see it coming back, I didn't really realize the loss that we had had, it was 40 years of memories that are gone, 40 years of some things we'll never get back again. But yet I still feel that we're blessed to be in this place. It's just your heart aches for those things that you've lost.

Pamela Muntz,  Greenburg KS Resident, Episode 4; Greensburg

Testimonials

We... want to thank the volunteer folks at CARe – Community Assisted Recovery who have given us moral support, information, and have reviewed our situation/paperwork at important points in the recovery process.

Poomacha Fire Survivor, 2007