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Construction estimates are a big part of the insurance process. Caution must be used when settling a claim using only estimates as the cost basis.

The following discussion that I found online might be of help when trying to determine how homeowners should interpret estimates?

http://www.elocal.com/blog/homeowners-interpret-estimates-2279 

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Morris Mandel

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Thank you is hardly the right words to say how we feel for all the help you and the CARe team have done for us and everyone else. God bless you all with our deepest appreciation.

Slide Fire Survivor, 2007