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Everett v State Farm is the most recent case which has impacted every homeowner in California. You can read the appellate court decision HERE.

Inspirational Quotes

You have come into a hard world.  I know of only one easy place in it, and that is the grave.

Henry Ward Beecher

Testimonials

...your information has been phenomenal, and I appreciate your support and your website and all of that.

Grass Fire Survivor, 2007